body,td,th {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
}
body {
	background-image: url(navyblue_bg.gif);
	margin-left: 0px;
	margin-top: 10px;
	margin-right: 0px;
	margin-bottom: 0px;
}
a:link {
	color: #990000;
	text-decoration: none;
}
a:visited {
	color: #000066;
	text-decoration: none;
}
a:hover {
	color: #000066;
	text-decoration: underline;
}
a:active {
	color: #990000;
	text-decoration: underline;
}
.introtext {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	text-align: justify;
}
.footer {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	text-align: center;
}
.heading1 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 18px;
	font-weight: bold;
	color: #990000;
}
.heading3blue {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: bold;
	color: #000066;
	padding-top: 10px;
	padding-bottom: 5px;
	padding-left: 30px;
}

.submenu {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	text-transform: uppercase;
	letter-spacing: 0.1em;
	font-weight: bold;
	padding-top: 5px;
	padding-bottom: 5px;
	padding-left: 20px;
}

p {
	margin-top: 3px;
	margin-bottom: 6px;
}
.heading130pix {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 18px;
	font-weight: bold;
	color: #990000;
	padding-top: 10px;
	padding-bottom: 10px;
	padding-left: 30px;
}
.txt30pixpadding {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	text-align: justify;
	padding-right: 10px;
	padding-left: 30px;
}
.txt30pixpaddingleftalign {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	margin-right: 10px;
	margin-left: 30px;
	text-align: left;
}